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End-consumer fees

The fees that might appear on your customer's receipt.

When you charge your customers through iqcloud, sometimes a small platform fee is added to the charge. This page lists every fee we add today, when it shows up, and what we explicitly do NOT do.

Today

No end-consumer fees are charged in production right now.

As of 2026-06-03, iqcloud does not add any fee to a charge your customer pays. Stripe's standard processing fee (2.9% + 30¢ per card charge) passes through to you at cost — we do not add a surcharge on top.

When that changes, the new fee gets listed here BEFORE it activates on any of your customers. Per our policy, every end-consumer fee is opt-in by you, disclosed at the point of charge, and revenue-shared with your business — never extracted.

The five rules

What we will and won't do.

  1. 1. Disclosed at the point of charge. Any fee that appears on your customer's receipt is shown on that receipt as a separate line item. No hidden fees. No fee that shows up only on an invoice after the fact.
  2. 2. Opt-in by you. Default is OFF. Every monetization feature is gated by a per-tenant flag you explicitly enable. We don't auto-enrol you in anything that takes money from your customers.
  3. 3. Revenue-share, not extraction. When a stream activates, the majority of the revenue flows to you. Our cut is a transparent percentage or flat fee — never a markup hidden inside a customer-facing line item.
  4. 4. We do not sell your customer's data. Same promise that runs in the footer of every page on this site. End-consumer behavioural data, contact lists, and transaction metadata are NEVER packaged and sold to a third party.
  5. 5. Counsel-reviewed before launch. Every new fee goes through legal review before the first tenant enables it. State-specific disclosure requirements (e.g. California / New York service-fee laws) and money-transmitter implications are scoped per stream.

Off-limits

What we will never do.

  • Hidden fees. Charging a fee that isn't surfaced on the checkout or receipt screen your customer confirms.
  • Selling your customer's data. Behavioural data, contact lists, transaction metadata — never sold to a third party.
  • Non-consented cross-selling to your customers. Putting iqcloud or partner marketing in your customer emails or SMS without your explicit consent AND the customer's opt-in.
  • Surveillance pricing. Varying the price your customer sees based on profile data (browsing history, device type, location beyond tax compliance).
  • Stripe processing margin on Starter or Growth. Stripe fees pass through at standard rates on those tiers. On the Scale tier a small documented Stripe margin is allowed only when spelled out in your Scale contract.